Recent CalCAA.org News and Updates

Consumer Reports: 7 Things You Should Know About the Affordable Care Act (Posted 04.08.13)

ACA.jpeg

“Now that the U.S. Supreme Court has ruled to uphold the constitutionality of the Patient Protection and Affordable Care Act, many Americans are wondering how health reform will affect them once it is fully implemented In January 2014. “Typical questions include: If I get my health insurance through my employer or through Medicare, what, if [...]

Read the full article →

Federal Trade Commission 2012 Top Consumer Complaints (Posted 03.29.13)

imagesCA9WBBUM

The Federal Trade Commission has released its top 10 consumer complaint categories for 2012. For the first time ever, the FTC received more than two million annual complaints. And nearly one fifth of all complaints were about identity theft. These are the top 10 complaint categories and number of complaints received: 1. Identity Theft – [...]

Read the full article →

New FTC Study Points to Much-Needed Reforms for Credit Reporting Industry (Posted: 02.19.13)

credit

The Federal Trade Commission released a study on Feb. 11, 2013 that documents long-held assertions that credit reports are riddled with errors. The study, featured on 60 Minutes, found that 21% of consumers had verified errors in their credit reports, 13% had errors that affected their credit scores, and 5% had errors serious enough to [...]

Read the full article →

Federal regulators, 10 major banks reach $8.5 billion deal to settle foreclosure abuse (Posted: 01.08.13)

On January 7, 2013, the Federal Reserve Board and the Office of the Comptroller of the Currency announced that they reached an $8.5 billion agreement with 10 major banks to settle allegations of foreclosure abuse. This settlement replaces the Indepedent Foreclosure Review program federal regulators negotiated with major banks in April 2011 following their investigation of alleged widespread mortgage fraud [...]

Read the full article →

Returning Unwanted Gifts: 5 Tips to Keep in Mind, Courtesy of ShopSmart Magazine (Posted: 12.24.12)

The customer service counter in the Holland Township Target store.
Press Photo/Mark Copier

Here are 5 useful tips to consider when returning your items, plus 4 Apps to help you organize your shopping information, courtesy of ShopSmart magazine, which is published by Consumer Reports: Not all stores take back online purchases.  Ann Taylor won’t take back swimwear, extended calf-boots, or “wedding and events” clothing in-store; and Sports Authority won’t [...]

Read the full article →